Niche & Bank Statement Programs

Portfolio Bridge Loan Program

QM & Non-QM Loans including Bank Statement Loan Options:

Red Diamond Home Loans has a bridge loan program designed to ease the transition from your current home to a new home.   We make it easier by eliminating a contingent contract and eliminating the need to sell your existing home.

Red Diamond Portfolio Bridge Loan Program

  • Underwriting Guidelines to fit all clients.

    Self-employed or W-2 borrowers all deserve great loan options...we can deliver on those options.

  • Fixed Rates program with a 11 month term

    Short term financing for your short term needs!

  • This is a Red Diamond Portfolio Product

    Great features and benefits to assist the transition from one home to another.

Bank Statement Programs

QM & Non-QM Loans including Bank Statement Loan Options:

Red Diamond Home Loans has a large variety of Investors that specialize in Bank Statement Lending. Bank Statement loans are designed to meet the needs of self-employed borrowers. Each situation is unique and we provide personalized professional consultation for these clients. They have a lot of options these days and we like to clearly lay out those options.   

Non QM:  Loan Amounts from $150,000 to $2 million...lots of options

  • Underwriting Guidelines to fit all clients.

    Self-employed or W-2 borrowers all deserve great loan options...we can deliver on those options.

  • Fixed Rates generally but also ARM loan options are available.

    With our historic low rates we typically provide a 30 year fixed, however as rates rise we may move to more ARMS.

  • Qualified Mortgages & Non Qualified Mortgages

    Some of these loan scenarios would be considered qualified mortgages while others may fit into the non-qualified mortgage loan type.